Can the IRS Garnish Your Wages Without Notice?

The IRS will always notify you in writing before it begins to garnish your wages, and you will always have an opportunity to respond to a garnishment notice prior to its commencement. More importantly, if you owe back taxes, you should be aware that the IRS will take steps to collect them, including garnishment of your wages, and you can take action to address those taxes long before the IRS begins any garnishment proceedings. 

The wage garnishment and tax lawyers at Ayar Law, with offices in Farmington Hills, Michigan, represent individuals and businesses in tax collection matters before the IRS. If you have any fear that your wages might be subject to garnishment or you have received a garnishment notice, do not hesitate to call us and consult with a tax relief attorney who can forestall those efforts before you lose any of your hard-earned pay. 

What steps will the IRS take to begin a wage garnishment? 

If the IRS believes you owe unpaid taxes, you will receive one or more notices that specify the amount you owe plus any interest and penalties that the IRS will charge in addition to those taxes. If you do not pay the specified amounts by the due date in the notice, you will then receive a “Final Notice of Intent to Levy”. When you receive a Final Notice, you have 30 days to pay your back taxes, interest, and penalties before the IRS sends you another notice, via registered or certified mail, of its intent to seek a wage levy and to garnish your pay.  

The entire notice and levy process may take several months or more to complete, which provides you with sufficient time to release a garnishment or tax lien and to prevent any IRS-instituted reduction in your pay. 

How can a wage garnishment and tax attorney help you if you are facing a wage garnishment? 

An experienced tax lawyer can help you implement one or more strategies to prevent or stop a wage garnishment, including:

  • Challenging allegations that you owe taxes when you have documents showing that you made all required tax payments. 
  • Negotiating a payment plan agreement that also ends additional interest and penalties that the IRS may attempt to charge. 
  • Documenting the financial or economic hardship that you will suffer if wage garnishment continues. 
  • Settling your tax liability with an Offer in Compromise. 
  • Examining your options for a bankruptcy filing

Your optimal strategy will depend on the specific circumstances of your case and on how quickly you react to an IRS notice that you owe back taxes. You will have a better strategy if you retain the services of a tax attorney early in the process, and before the IRS begins garnishment proceedings. 

Ayar Law Can Help Protect your Salary and Income from Levy and Garnishment  

Those in and around the Metro Detroit area are encouraged to call Ayar Law as soon as you receive a notice from the Internal Revenue Service. We are eager to learn your circumstances and formulate a  strategy that can prevent the IRS from garnishing your wages. Your tax problems will not go away unless you take steps to stop them. Our experienced tax attorneys are among Michigan’s leading advocates to manage that process for you.