Confidential Case Review

SBA Debt Relief

SBA Loan Wage Garnishment: The 15% Rule and How to Fight It

Venar Ayar, JD, LLM (Tax) July 29, 2026 No Comments

When you signed a personal guarantee on your SBA loan, you were focused on building your business, not on what would happen if the business failed. Now that the loan…

SBA Offer in Compromise for EIDL Debt: How to Use Form 770 to Settle Your Loan

Venar Ayar, JD, LLM (Tax) June 27, 2026 No Comments

Thousands of business owners are still carrying EIDL (Economic Injury Disaster Loan) debt from the COVID-19 pandemic. The payments strain cash flow, the balance feels unmovable, and settling for less…

EIDL Loan Collections in 2026: $47 Billion in Default

Venar Ayar, JD, LLM (Tax) June 23, 2026 No Comments

More than $47 billion in COVID EIDL loans are now in default. That figure makes the SBA EIDL default crisis one of the largest federal small business debt events in…

Treasury Offset Program: How the Government Seizes Your Tax Refund for SBA Debt

Venar Ayar, JD, LLM (Tax) June 11, 2026 No Comments

If your SBA loan went into default, the reason the government seized your tax refund likely involves the Treasury Offset Program. This federal mechanism allows the government to intercept tax…

What Happens When Your SBA Loan Gets Referred to Treasury

Venar Ayar, JD, LLM (Tax) June 1, 2026 No Comments

When a borrower defaults on an SBA loan and the SBA determines the debt is delinquent and unresolvable through normal servicing channels, it refers the account to the U.S. Department…

Our tax attorneys have helped thousands of clients solve their IRS problems, and they can help you too.

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Western Michigan

Address

Ayar Law - Grand Rapids Office 3940 Peninsular Dr SE #230 Grand Rapids, MI 49546

Phone

(616) 244-2444

Eastern Michigan

Address

Ayar Law - Detroit Metro Office 30095 Northwestern Hwy #102 Farmington Hills, MI 48334

Phone

(248) 262-3400

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